How to balance saving for retirement and enjoying your 20s

What people tried

Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.

1. 1
   opting for lower-cost leisure activities like camping, grilling, or video games instead of expensive outings
2. 2
   aiming for a moderate savings rate like 15% to strike a balance between spending now and later
3. 3
   spending money only on things that are personally valued while cutting back on waste
4. 4
   Buying a cheaper, reliable used car like a Honda or Toyota in the $5,000-10,000 range
5. 5
   Delaying luxury car purchases until finishing school and establishing a career
6. 6
   Working full-time or increasing income before taking on large auto loans

In their words

Unedited, most upvoted first, each linked to the thread it came from.