Why is my pet insurance payout so low?
Pet insurance companies often calculate coinsurance before subtracting the deductible from the veterinary bill, which drastically reduces the final reimbursement. This math leaves policyholders with surprisingly tiny payouts, like receiving only eight dollars back on an eight-hundred-dollar surgery.
Overview
People affected2 accounts across 1 forum
Workarounds found1 item attempted
Community agreement13 total upvotes
What people tried
Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.
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- 1Spending hours on the phone arguing with customer service representatives over claim calculations.Did this help you?
In their words
Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.
Where this came up
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