Should I invest extra savings in a brokerage account or a Roth IRA?

“So my company has a 401k with no match. During orientation they had a slide with a big X over it and said don’t use it.”source ↗

“So…. What do I do? Use this jank 401k? Invest in just a regular account, but receive no tax breaks?”source ↗

“should i put 6k from the hysa and put it into my roth? I want to max it out before the end of the year, Is that a good idea?”source ↗

“We are both currently maxing out our 401ks, and I am wondering if we should be putting this money else where because we already have decent sized balances for our age.”source ↗

“My question is should I transfer my Roth and just focus on the brokerage account and 529?”source ↗

“I only wanna work for another 10 years and I don’t know if investing in the Roth is the right play or should I focus on aggressive investing with the brokerage account.”source ↗

“Idk I still feel really behind, its like that phrase you would do better if you knew better and I should have contributed last year as well.”source ↗

“Wife is 67 years old and is considering whether to pursue a Net Unrealized Appreciation (NUA) strategy with respect to the husband's 401k or rollover the 401k into an IRA.”source ↗

“The concern is that pursuing this strategy would leave wife with a large concentrated position in a single stock.”source ↗

“Does it outweigh the tax savings gained from the NUA option? Should wife rollover husband's 401k into an IRA or pursue NUA?”source ↗

“Is there an online calculator that I can use to compare brokerage accounts, IRA’s, Roth IRA‘s ,401(k)s, and so forth for total taxation and growth?”source ↗

“I would like to see a side-by-side comparison of how much better an IRA or Roth IRA might be versus a brokerage account to determine if it’s worth it to go one way or the other in certain scenarios.”source ↗

“I feel like locking this money up until 59 and the conservative investment fund I’ll be forced into is pushing me to just opening a taxable brokerage and automating the investments there, but am I missing something? I guess by going this route, am I making a mistake by not taking advantage of the mega back door offering?”source ↗

“Got laid off 2 months back and am wishing I had put less into my 401k and more into just regular old investments.”source ↗

“I also 100% don’t see myself doing the office desk work that put me into this income level until I’m 65.”source ↗

“Can someone break down the difference for me? I set this up 6 years ago with Vanguard and just revisited it today (terrible I know). Can I purchase an ETF for my Roth and vice versa?”source ↗

“Do I just buy more of what I already have or look into something else?”source ↗

“I want to start investing my extra cash. I heard VTI+VXUS is very popular. I have also heard a lot about VOO but that’s my Roth. What should I be in investing in?”source ↗

“We are both contributing healthily towards employer 401(k) accounts, feel as if best route for additional investable income is to brokerage as opposed to IRA or Roth IRA for accessibility. Does this make sense given our circumstances?”source ↗

“I'm really not sure where to put my money. Why would I put money into an IRA vs opening a brokerage account and investing in an ETF?”source ↗

“I guess I don't understand the tax disadvantages for a brokerage account.”source ↗

“I have a Roth IRA and a separate investment account. I put a hundred dollars in each account every week. Does it make sense to have a separate account or should I just go all in on the Roth IRA. Keep in mind I'm a contractor and have no 401k or other retirement plans.”source ↗

“I'm not sure what the exact differences between my individual investing account is with a roth IRA.”source ↗

“From my understanding, the difference is that there's a penalty if you cash out early with a roth.”source ↗

“Anything else I'm missing? Just trying to get my financial literacy up”source ↗