Said It Here

How to compare bundle insurance rates without getting spam calls

Comparing rates for bundled policies usually requires manually contacting companies or uploading documents individually, which quickly becomes tedious. Worse, entering your information online triggers a flood of unwanted phone calls and texts from multiple different numbers, making the search process overwhelming.

Overview
People affected4 accounts across 1 forum
Workarounds found8 items attempted
Community agreement4 total upvotes

What people tried

Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.

Found another way around this?

Share your steps and trade-offs so fellow engineers don't have to reinvent the wheel. No account required.

  1. 1
    Using an insurance broker or independent agent to shop around and get quotes
    Did this help you?
  2. 2
    Visiting each insurance company location or website individually
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  3. 3
    Trying different insurance providers individually like Progressive or American Family
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  4. 4
    Working with an insurance broker to do the legwork
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  5. 5
    prepaying for funeral costs instead
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  6. 6
    Getting personalized quotes directly from insurance companies
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  7. 7
    Self-insuring by saving money independently to cover burial expenses
    Did this help you?
  8. 8
    Pre-planning and prepaying final expenses through a local funeral home
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Tried another approach not listed above?+ Share your workaround ↑

In their words

Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.

r/personalfinance4 people · September 2026

“the ranges oline are so broad they are not useful. anyone with a policy what are you paying per month and for how much covrage?”source ↗

Amazing-Cicada5981 · r/personalfinance · 9 upvotes

“They've proven their home policies aren't worth the paper they're printed on and the auto seems way too high.”source ↗

Molotov_Cockatiel · r/personalfinance · 3 upvotes

“What is the best and easiest way to compare prices between different companies when I have all three of these insurances combined at one place?”source ↗

“Do I print out how much I'm paying and for what, and go to each location individually? Do I send a PDF to various companies online?”source ↗

“Also, how can I make sure that I don't get a million phone calls and texts from a million different numbers?”source ↗

Job-lair · r/personalfinance

“Did anyone else see this kind of variation? How much did the specific carrier matter vs age alone?”source ↗

PirateEuphoric9898 · r/personalfinance

Where this came up

People with this problem also raised