How do I check if old paper stock certificates are still valid?
Executors inherit physical stock certificates without knowing whether the shares are still active or were converted to book-entry form years ago. Verifying these holdings requires dealing with notoriously difficult transfer agents like Computershare and EQ, which stops family members from efficiently settling large estates.
What people tried
Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.
Found another way around this?
Share your steps and trade-offs so fellow engineers don't have to reinvent the wheel. No account required.
- 1Calling transfer agents like Computershare or EQ directlyDid this help you?
- 2Checking state unclaimed property websitesDid this help you?
- 3Transferring holdings over to a standard brokerage account like FidelityDid this help you?
- 4Using a broker to handle the conversion of paper shares to electronic formDid this help you?
In their words
Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.
“I'm the executor of his estate and I’m trying to figure out the best way to see if this is still a valid/active certificate or if it was "cancelled" or moved to book-entry form years ago.”source ↗
“Computershare is the biggest pain in the ass company to deal with. I’m sorry you have to endure it.”source ↗
“I'm administering an estate right now and the decedent had close to a million in stock across tons of accounts and held in different companies. I thought Computershare was the bane of my existence until I had to deal with EQ.”source ↗
Where this came up
People with this problem also raised
- 6Which paper bills and receipts actually need to be kept?
- 30How to clean up months of messy client expense records
- 4Taking over bookkeeping with no records or account logins
- 5How to stop manually moving numbers from PDFs into Excel
- 2How to track client onboarding documents and signatures
- 4What should I do with inherited stock?