Why is my managed investment portfolio losing money?
Managed investment portfolios often suffer from severe value erosion due to poor stock selection, high fees, and a lack of risk management like stop-loss mechanisms. This results in returns that fail to keep up with inflation, leaving investors with slow growth and companies that refuse to take responsibility or respond to questions.
What people tried
Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.
- 1Asking for government portals to raise complaints
- 2Searching for ways to recover invested money
- 3Opening a new brokerage account with another firm and initiating an asset transfer
- 4Selling underperforming investments to purchase index funds or equity ETFs like VTI or VOO
In their words
Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.
“I should have clarified, but the other accounts are not through this credit union. We only have this one brokerage account through them, which has very slow growth.”source ↗
“I had invested through Anand Rathi portfolio services two years back. They promised to invest in proper stocks and preserve the capital. But have invested in duds and have completely squandered my money - 72% value erosion.”source ↗
“There is no response from their team when questioned about it.”source ↗
“They are not taking responsibility for stock choices and failure to put in stop-loss mechanisms.”source ↗
“our investments through this credit union have only had an annual rate of return of 5% over the last 7 years. I’m just know realizing how low this is, since it’s not even keeping up with inflation. I’m mad at myself for not seeing that sooner.”source ↗
“Wanting to specifically be aware of tax implications.”source ↗
“I know, I’m kicking myself hard for not realizing it sooner. 😭”source ↗
Where this came up
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