Said It Here

How to handle a surprise medical or dental bill

Medical and dental offices often send unexpected add-on charges and massive bills that far exceed the original cost estimates provided to patients. This leaves people facing sudden debt without warning, forcing them to scramble for advice on how to handle the unexpected costs.

What people tried

Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.

  1. 1
    Waiting for the actual bill from the office instead of reacting immediately to the insurance EOB
  2. 2
    Calling the office manager to request balance write-offs or clarification
  3. 3
    Threatening to contact the state dental board or attorney general office
  4. 4
    Ignoring initial or secondary billing statements until corrected

In their words

Unedited, most upvoted first, each linked to the thread it came from.

Need advice on how to handle a massive surprise dental bill.source ↗

update: I got a message today from the dental studio saying I owe $67 so I’m guessing the rest will come soon 🥲source ↗

StrangeTrip6485 · r/personalfinance · 893 upvotes

I got a surprise $1,100 add-on from my son’s wisdom teeth.source ↗

Bourbon_Buckeye · r/personalfinance · 112 upvotes

Where this came up

People with this problem also raised