Said It Here

Should I sell my farmland or keep renting it out?

Deciding between holding farmland for steady rental income or selling it for investment cash depends on balancing immediate family financial needs with long-term returns. Relying on rental income or sale proceeds to cover current household expenses and raising a family makes it difficult to weigh future investment growth against present-day survival.

Overview
People affected11 accounts across 2 forums
Workarounds found20 items attempted
Community agreement24 total upvotes

What the numbers show

Counted from the threads quoted below. How we count

  • The most recent one is from October 2026.
  • This comes up 15.3× more often in r/personalfinance than across the site as a whole.

What people tried

Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.

20 items+ Contribute

Found another way around this?

Share your steps and trade-offs so fellow engineers don't have to reinvent the wheel. No account required.

  1. 1
    Renting out the land to generate passive annual income
    Did this help you?
  2. 2
    Farming the land directly
    Did this help you?
  3. 3
    Evaluating potential returns from investing sale proceeds in the stock market or high-yield savings accounts
    Did this help you?
  4. 4
    Selling the home immediately and investing the proceeds into the stock market or high-yield savings accounts
    Did this help you?
  5. 5
    Hiring a property management agency to handle the responsibilities of leasing out the home
    Did this help you?
  6. 6
    Trying to rent out the property while managing a monthly deficit and hiring a property manager
    Did this help you?
  7. 7
    Selling the property and reinvesting the proceeds into the market
    Did this help you?
  8. 8
    Consulting a property manager to estimate rental prices and tenant demand
    Did this help you?
  9. 9
    Talking to a realtor about listing prices and staging the property for sale
    Did this help you?
  10. 10
    Relying on liquid cash savings to float potential losses
    Did this help you?
  11. 11
    Selling the home to buy an RV and truck for traveling while investing the remaining profit
    Did this help you?
  12. 12
    Renting out the home to generate monthly cash flow while living in a smaller RV on the road
    Did this help you?
  13. 13
    Hiring a property management company
    Did this help you?
  14. 14
    Managing the property independently from a distance
    Did this help you?
  15. 15
    Selling the property instead of renting it out
    Did this help you?
  16. 16
    holding onto the property and leasing it out using a property manager
    Did this help you?
  17. 17
    selling the property at a lower price to offload it quickly
    Did this help you?
  18. 18
    Holding the properties and continuing to manage the maintenance and taxes for the monthly cash flow
    Did this help you?
  19. 19
    Selling the properties and investing the proceeds into a mix of index funds and CDs
    Did this help you?
  20. 20
    Waiting to sell until treasury interest rates hit a specific target
    Did this help you?
Tried another approach not listed above?+ Share your workaround ↑

In their words

Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.

r/personalfinance10 people · September 2026 – October 2026

“Would it be better to keep renting it out or to sell it and invest the profits?”source ↗

Physical_Molasses815 · r/personalfinance · 3 upvotes

“Being a long distance landlord is very difficult.”source ↗

“Imagine having someone stop paying rent and trash the place. It could easily cost you high 10s of thousands in lost rent, repairs, and legal fees.”source ↗

mirwenpnw · r/personalfinance · 3 upvotes

“what should we do with the extra house?”source ↗

“Should we hold onto it and try to rent it out until there's a better market, or just try and offload it for less of a headache.”source ↗

“I'm not looking forward to being a landlord”source ↗

Flaky_Sentence_7252 · r/personalfinance · 3 upvotes

“Should I keep my home or sell? Im leaning to selling as the house will not be getting any younger.”source ↗

themaninthebluehat · r/personalfinance · 2 upvotes

“Is it more worth it to keep this as a long term asset and rent it out for an $800-$1000 loss and rent a place in the new city? Or should I just call it a day and sell.”source ↗

Zobgronkowski · r/personalfinance · 2 upvotes

“If we actually invest the rental income. Realistically we need it for household updates, kids vehicles, etc.”source ↗

Physical_Molasses815 · r/personalfinance · 1 upvotes

“It's hard to look that future forward when we are raising our family now.”source ↗

Physical_Molasses815 · r/personalfinance · 1 upvotes

“My husband would not immediately retire. I'm a SAHM other than a few hours a week cleaning job. We are in our forties and raising 5 kids on 100k a year if that helps.”source ↗

Physical_Molasses815 · r/personalfinance · 1 upvotes

“Would it be better to sell and put the $ in a high yield savings acct and use the interest, or should I keep the house and make it a rental?”source ↗

sw714 · r/personalfinance · 1 upvotes

“Are we crazy for trying to rent it out? Should we cut our losses and sell, putting the money in the market?”source ↗

“Driving ourselves nuts with the mental whiplash!”source ↗

Easy-Victory2 · r/personalfinance · 1 upvotes

“Selling your home, an asset that's likely to appreciate over time, to buy two assets that depreciate rapidly seems like a bad idea.”source ↗

anothertimewaster · r/personalfinance · 1 upvotes

“If you are on the road enough to justify this thought then selling it would more than likely be the best option.”source ↗

BarelyBrooks · r/personalfinance · 1 upvotes

“I'm retiring in a year or so, and I'm trying to decide whether to keep the rentals or sell them and invest the proceeds.”source ↗

nonamenolastname · r/personalfinance
r/PropertyManagement1 person · September 2026

“I definitely need help here. I am a bit over my head and stressed out. My wife and I just recently bought a house and I am trying to determine what I should do with my condo.”source ↗

“I'm not really sure what option to take.”source ↗

AstroSloth182 · r/PropertyManagement · 3 upvotes

Where this came up

People with this problem also raised