How to get travel insurance when you live abroad
Most standard travel policies require you to maintain active residency in your home country to qualify, leaving expats and long-term travelers stranded. Because international alternatives often exclude certain nationalities or lack reliability, finding coverage that matches both your current residency status and your trip duration becomes nearly impossible.
What people tried
Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.
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How to get travel insurance when you live abroad
- 1Looking at international insurance providersDid this help you?
- 2Checking local insurance policiesDid this help you?
In their words
Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.
“As she has not resided in the UK for a year now she is no longer considered a resident and subsequently does not qualify for UK-based travel insurance.”source ↗
“Since our Australian visas will be expired we will also no longer be residents of Australia, and therefore won’t qualify for Aussie-based travel insurance.”source ↗
“I'm looking for travel insurance to cover a single trip for 12 months to Asia and Australia.”source ↗
“I'm from Europe and insurances in my country will only cover Europe for that duration.”source ↗
“I've looked at international ones. But some won't cover residents of all countries and some have bad reviews.”source ↗
“Has anyone got any information about a reliable insurance please?”source ↗
Where this came up
People with this problem also raised
- 2Finding firsthand travel info for non-tourist routes
- 2Do I have to book a hotel from the official entry form list?
- 2Can I get a tourist visa while unemployed?
- 2How to get a tax ID or business account without a permanent address?
- 2Finding a reliable eSIM and working VPN for China
- 7Can I leave the airport on a long layover without a visa?