Said It Here

Why do I have to pay a fee to get my earnings?

Platforms and clients frequently demand upfront payments, lodgement fees, or transfer charges before releasing earned funds, forcing workers to pay just to access their own money. This unexpected cost makes people feel like they are being scammed and prevents them from withdrawing their money smoothly.

Overview
People affected4 accounts across 3 forums
Workarounds found9 items attempted
Community agreement252 total upvotes

What the numbers show

Counted from the threads quoted below. How we count

  • It goes quiet, then comes back — 3 separate clusters since December 2025.
  • It is not one crowd: 2 people on Reddit and 2 on Stack Exchange ran into the same thing.

What people tried

Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.

Found another way around this?

Share your steps and trade-offs so fellow engineers don't have to reinvent the wheel. No account required.

  1. 1
    blocking the client and walking away from the payment
    Did this help you?
  2. 2
    resubmitting the invoice with the fee deducted from the total
    Did this help you?
  3. 3
    making the payment on a credit card to attempt a chargeback
    Did this help you?
  4. 4
    Instructing the external bank to do an ACH pull from the account rather than pushing via the transfer service.
    Did this help you?
  5. 5
    Cutting losses and walking away from the job
    Did this help you?
  6. 6
    Realizing it is an advance-fee scam and refusing to pay
    Did this help you?
  7. 7
    Refusing to pay the fee and blocking the agency
    Did this help you?
  8. 8
    Using watermarked exports for drafts
    Did this help you?
  9. 9
    Establishing strict contracts outlining payment terms beforehand
    Did this help you?
Tried another approach not listed above?+ Share your workaround ↑

In their words

Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.

r/freelance2 people · December 2025 – July 2026

“I had been sent a lodgement receipt and asked to make the payment of 150 USD before my payment is processed.”source ↗

“I feel like it's an elaborate scam”source ↗

Maleficent_Low7831 · r/freelance · 166 upvotes

“this "agency" told me that they officially found a client and assigned me to edit these videos for them. after finishing it, i immediately sent it to them and waited a week looking for an update.”source ↗

“they suddenly sent a message saying i need to pay them a "service fee" of $15 before they send my contact details to the client.”source ↗

Curious_Rub_7004 · r/freelance · 44 upvotes

“the videos honestly dont matter cuz it was easy to edit, and i have a feeling that the task they gave me was fake to lure me in to this bs”source ↗

Curious_Rub_7004 · r/freelance · 10 upvotes
The Workplace Stack Exchange1 person · April 2026

“She got me to fill stuff online and my payment showed 3,000. I clicked on the payment method on the website and it said I needed a code. So I sent her a message, and she tried to tell me I had to pay for the code.”source ↗

“she got the information and then sent me papers saying to be linked to payroll I had to pay 100 bucks.”source ↗

“I was never told about having to pay anything. Won't give information to get in contact with boss. I don't know if this was some type of scam.”source ↗

Key Daley · The Workplace Stack Exchange · 27 upvotes
Personal Finance & Money Stack Exchange1 person · March 2026

“I am unable to transfer money out of my Wise account to my bank account without a fee.”source ↗

“When I enter the amount, I notice that I get charged a fee. The "Account transfer fee" is $0, but there is an "Our fee," which is not zero.”source ↗

user2233706 · Personal Finance & Money Stack Exchange · 11 upvotes

Where this came up

People with this problem also raised