Paying fees for outgoing bank transfers

What people tried

Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.

1. 1
   Initiate a 'pull' transfer from the receiving institution to avoid the outgoing push fee.
2. 2
   Keep a minimal balance in the account just to retain benefits like good loan rates, while using a different bank for daily checking.
3. 3
   Switch entirely to a brokerage cash management account or another bank for daily transactions.
4. 4
   Using money transfer services like Wise, Knightsbridge, or Western Union
5. 5
   Wiring CAD directly to a brokerage account to convert at a better exchange rate
6. 6
   Executing wire transfers between major banks
7. 7
   Writing a check from the foreign account and depositing it via a banking app
8. 8
   Using methods like Norbert's Gambit or cryptocurrency transfers

In their words

Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.