Said It Here

Why do routine monthly bills keep getting more expensive?

Complacency stops people from periodically shopping around for better rates on bills and insurance, leading to hundreds of dollars in wasted money each year. Taking the time to make phone calls to negotiate or switch providers can significantly lower monthly expenses.

What people tried

Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.

  1. 1
    Calling service providers to threaten cancellation for discounts
  2. 2
    Switching to cheaper insurance and service providers
  3. 3
    Handling pest control and home maintenance tasks independently
  4. 4
    Using discount programs like Goodrich or communitycaresrx
  5. 5
    Ordering from online Canadian pharmacies
  6. 6
    Asking a vet to prescribe alternative medications with discount coupons at local pharmacies

In their words

Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.

r/personalfinance1 person · September 2026

This year my monthly expenses went down by over $500.source ↗

All I did was make phone calls. I feel like an idiot for not doing this sooner but I was complacent.source ↗

fastingslowlee · r/personalfinance · 45 upvotes
r/cats1 person · September 2026

My boy here was diagnosed with asthma this morning and he got prescribed twice daily Fluticasone Propionate HFA (110 mcg)— I’m located in the U.S. and the refill costs $230 per, which I could make work but would really prefer to save as much as possible since this will likely be a lifetime ordeal for my lil guy.source ↗

whipatesla · r/cats · 3 upvotes

Where this came up

People with this problem also raised