Said It Here

Is it reasonable to rent an apartment on my own?

Living with roommates can become frustrating, but high rent prices and tight monthly savings make it difficult to know if moving out alone is financially viable or a mistake. People weighing this transition struggle to balance the desire for independence against the fear of overextending themselves on a tight budget.

What the numbers show

Counted from the threads quoted below. How we count

  • This comes up 14.5× more often in r/Teachers than across the site as a whole.

What people tried

Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.

  1. 1
    Continuing to live with roommates to maintain a high monthly savings rate
  2. 2
    Covering extra household costs like internet and power when roommates struggle to pay rent
  3. 3
    moving to different regions or states with higher pay or lower cost of living
  4. 4
    acquiring advanced degrees to qualify for higher salary steps
  5. 5
    renting instead of buying property in high-cost-of-living areas

In their words

Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.

r/Teachers3 people · October 2026

“Meanwhile, I'm supposed to figure out how to save up for a down payment AND afford a $1,900/month mortgage payment on $59,000/year.”source ↗

JillierHaroldLamaar · r/Teachers · 17 upvotes

“Upstate, houses cost significantly less, and the salaries just about keep up with cost of living.”source ↗

Additional_Noise47 · r/Teachers · 1 upvotes

“Also I rent and I don't think it makes financial sense to buy in NYC, the prices are outrageous.”source ↗

Artistic_Scene_8124 · r/Teachers · 1 upvotes
r/personalfinance1 person · October 2026

“I keep track of my spending, but I am pretty bad with pre allocating budget items. Too lazy lol.”source ↗

Mountain-Elk8133 · r/personalfinance · 1 upvotes

“I am getting really sick of dealing with living with other people. I am sick of having roommates and would like to live on my own.”source ↗

“Is that too tight for me? is it reasonable? am I being stupid for considering trying to get my own place?”source ↗

Mountain-Elk8133 · r/personalfinance

Where this came up

People with this problem also raised