What people keep running into with auto insurance
Complaints tagged auto insurance, each raised by more than one person. One-off posts are not included.
3 recurring problems · 7 people · 2 forums we read
Raised more than once
Most people first.
- 3Is my car totaled?Insurance companies declare a car totaled when the cost to repair the vehicle exceeds a specific percentage of its pre-accident value, usually determined by state laws and the insurer's threshold. This uncertainty leaves vehicle owners anxious about whether they will lose an almost-paid-off car they desperately want saved.
- 2Why is my car insurance quote so high above average?Insurers are charging $480 to $1,000 a month just for minimum state-required coverage, pushing premiums drastically higher than expected averages. These rates are also highly sensitive to geography, with prices jumping 30% overnight simply from moving to a new city.
- 2What to do about car loan debt after a totaled car without full coverageWhen a car is totaled without full coverage, partial insurance policies only pay for the other party's vehicle, leaving the owner stuck with a large remaining loan balance. This creates a situation where borrowers are left owing thousands of dollars on a vehicle they can no longer drive, leading them to question whether they should file for bankruptcy or try to negotiate lower payments.
Comes up alongside
Topics that keep appearing on the same problems — not topics with similar names.