What workarounds did people try for "Is it a smart idea to buy a new car right now?"?

Community members documented 101 workarounds: 1. saving cash to buy a car outright 2. Asking online forums for advice before purchasing 3. Checking province safety inspections and vehicle titles 4. Use savings to repair and maintain the current vehicle 5. Delay purchasing a luxury vehicle until after college graduation and securing a full-time job 6. Look into buying a more reliable, lower-cost brand such as a Honda, Toyota, or Mazda 7. Getting a dealer loaner vehicle while waiting for diagnostics 8. Relying on a bumper-to-bumper warranty 9. Looking up diagnostic codes and common failure patterns online 10. keeping the current broken car and paying for repairs 11. shopping by out-the-door price rather than monthly payment 12. Widening the vehicle search to include alternative models like the Subaru Outback. 13. Driving the current vehicle until the end of its useful life and paying for ongoing maintenance 14. Selling existing investments or using a college fund to finance the vehicle purchase 15. Using plastic ramps for oil changes 16. Waiting for holiday sales to buy equipment 17. Buying used cars with cash 18. Driving older cars until they break down completely 19. Leasing only if it can be written off as a business expense 20. Purchasing a low-mileage 5+ year old car 21. Using public transport, buses, taxis, or Ubers 22. Relying on clients to provide cleaning supplies and vacuums 23. Keeping the current vehicle and saving money for the future 24. Buying a base model or a used vehicle that is just a few years newer 25. Buying a more modest sports sedan like an M340i instead of a full M3 26. Postponing luxury vehicle purchases until kids are older or income increases further 27. Applying strict transportation budget rules like keeping total car costs under 8 percent of gross income 28. Buying the car outright in cash 29. Waiting until extra money is in hand 30. Using an e-bike instead of a car 31. Shopping around for a car loan 32. Sticking with the current vehicle and continuing to drive it despite lower fuel mileage. 33. Driving the current older vehicle until it stops running. 34. Saving money for the upcoming move while maintaining an emergency fund. 35. repairing an old car 36. buying cheaper used or new electric vehicles 37. living with parents to save money 38. continuing to rent to test out different areas 39. focusing on paying off debt and investing in retirement accounts instead 40. Saving up cash to pay for the vehicle outright instead of financing 41. Renting an overland truck for a weekend instead of purchasing one 42. Buying a cheaper vehicle or using a smaller budget for a treat 43. Using a mix of public transit and ride shares costing almost $500 a month 44. Living at home with parents and saving about 50% of income 45. Replacing only the front suspension as recommended by a mechanic. 46. Waiting out the current lease until it ends 47. Shopping around for lower loan rates at a credit union 48. Checking vehicle trade-in and buyout values on platforms like Carvana 49. Negotiating a lower out-the-door price with the dealer 50. Passing on the vehicle and looking for alternative brands or better-sorted models 51. Negotiating a lower purchase price to offset expected repair costs 52. Buying the vehicle with the intent to learn automotive repair while driving it 53. reallocating monthly cash from brokerage investments into a car lease 54. choosing to buy the car based entirely on personal preference given a high income 55. Considering hiring a buyer's agent to look for other options 56. Considering buying the current rental home and fixing it up over time 57. Walking away from the purchase entirely 58. Applying general rules of thumb such as spending no more than half your annual salary or targeting specific monthly expenses 59. Shopping around based on local market pricing trends for reliable models like Civics, Corollas, and Mazdas 60. Buying a fully functioning used car instead 61. Doing the repair work independently 62. Negotiating a much lower price ceiling 63. Looking at the used EV market to take advantage of rapid depreciation 64. Sticking with a gas car or evaluating hybrids if home charging is unavailable 65. Using Uber or Lyft for the late-night commute 66. Taking the night bus despite safety concerns 67. Riding a bike, e-bike, or e-scooter 68. Carpooling or paying coworkers for rides 69. continuing to rent indefinitely 70. waiting for a large windfall or massive down payment savings 71. delaying home purchases until market conditions improve 72. continuing to drive an old high-mileage vehicle until it dies 73. waiting until a vehicle emergency forces an immediate replacement 74. Having a third-party mechanic inspect the vehicle before purchase 75. Checking with insurance providers beforehand to see if coverage is available 76. Planning to drive the car into the ground rather than trying to resell it 77. Looking for older vehicles or alternative listings instead 78. Consulting online forums like Reddit for peer experiences 79. Comparing advice from mechanics against community consensus 80. Getting a pre-purchase inspection from a dealership or mechanic 81. Applying Cosmoline Black 82. comparing monthly loan payments and MSRP costs for new models versus looking into 2 to 5 year old used vehicles 83. evaluating monthly budget allocations to see if a higher car payment fits alongside rent, utilities, and daily living expenses 84. Asking mechanics and dealership technicians for insider views on reliability and expected failure points 85. Calling up dealerships to ask about maintenance schedules, frequency, and estimated service costs 86. Buying a cheaper or gently used car 87. Paying cash instead of financing 88. Looking into electric vehicles with home charging options 89. riding a bicycle to work 90. renting a car for getaways, weekends, or specific trips 91. using public transit or walking 92. driving to inspect the vehicle in person 93. asking for community input on forum posts based on photos 94. Putting the estimated monthly car costs into a high-yield savings account for a few months as a test 95. Renting a car or using rideshares only when necessary 96. Buying an older, reliable used car and learning to do the maintenance yourself 97. Prioritizing building a 6-month emergency fund before taking on vehicle debt 98. Buying a cheaper, older vehicle for cash 99. Applying the 20/3/8 rule to gauge car affordability 100. choosing a more practical minivan over an SUV 101. taking the family to an auto show to test capacity before buying

Is it a smart idea to buy a new car right now?

Taking on a new car loan while juggling apartment renovation costs creates a major financial risk that can easily strain limited savings. This dilemma leaves young earners questioning whether the vehicle upgrade is worth taking a gamble on their overall budget.

Overview

Last updated Oct 30, 2026

People affected57 accounts across 4 forums

Workarounds found101 items attempted

Community agreement99 total upvotes

What the numbers show

Counted from the threads quoted below. How we count

The most recent one is from October 2026.
This comes up 11.9× more often in r/personalfinance than across the site as a whole.

What people tried

Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.

101 items+ Contribute

Found another way around this?

Share your steps and trade-offs so fellow engineers don't have to reinvent the wheel. No account required.

1
saving cash to buy a car outright
2 people mentioned
Did this help you?
2
Asking online forums for advice before purchasing
Did this help you?
3
Checking province safety inspections and vehicle titles
Did this help you?
4
Use savings to repair and maintain the current vehicle
Did this help you?
5
Delay purchasing a luxury vehicle until after college graduation and securing a full-time job
Did this help you?
6
Look into buying a more reliable, lower-cost brand such as a Honda, Toyota, or Mazda
Did this help you?
7
Getting a dealer loaner vehicle while waiting for diagnostics
Did this help you?
8
Relying on a bumper-to-bumper warranty
Did this help you?
9
Looking up diagnostic codes and common failure patterns online
Did this help you?
10
keeping the current broken car and paying for repairs
Did this help you?
11
shopping by out-the-door price rather than monthly payment
Did this help you?
12
Widening the vehicle search to include alternative models like the Subaru Outback.
Did this help you?
13
Driving the current vehicle until the end of its useful life and paying for ongoing maintenance
Did this help you?
14
Selling existing investments or using a college fund to finance the vehicle purchase
Did this help you?
15
Using plastic ramps for oil changes
Did this help you?
16
Waiting for holiday sales to buy equipment
Did this help you?
17
Buying used cars with cash
Did this help you?
18
Driving older cars until they break down completely
Did this help you?
19
Leasing only if it can be written off as a business expense
Did this help you?
20
Purchasing a low-mileage 5+ year old car
Did this help you?
21
Using public transport, buses, taxis, or Ubers
Did this help you?
22
Relying on clients to provide cleaning supplies and vacuums
Did this help you?
23
Keeping the current vehicle and saving money for the future
Did this help you?
24
Buying a base model or a used vehicle that is just a few years newer
Did this help you?
25
Buying a more modest sports sedan like an M340i instead of a full M3
Did this help you?
26
Postponing luxury vehicle purchases until kids are older or income increases further
Did this help you?
27
Applying strict transportation budget rules like keeping total car costs under 8 percent of gross income
Did this help you?
28
Buying the car outright in cash
Did this help you?
29
Waiting until extra money is in hand
Did this help you?
30
Using an e-bike instead of a car
Did this help you?
31
Shopping around for a car loan
Did this help you?
32
Sticking with the current vehicle and continuing to drive it despite lower fuel mileage.
Did this help you?
33
Driving the current older vehicle until it stops running.
Did this help you?
34
Saving money for the upcoming move while maintaining an emergency fund.
Did this help you?
35
repairing an old car
Did this help you?
36
buying cheaper used or new electric vehicles
Did this help you?
37
living with parents to save money
Did this help you?
38
continuing to rent to test out different areas
Did this help you?
39
focusing on paying off debt and investing in retirement accounts instead
Did this help you?
40
Saving up cash to pay for the vehicle outright instead of financing
Did this help you?
41
Renting an overland truck for a weekend instead of purchasing one
Did this help you?
42
Buying a cheaper vehicle or using a smaller budget for a treat
Did this help you?
43
Using a mix of public transit and ride shares costing almost $500 a month
Did this help you?
44
Living at home with parents and saving about 50% of income
Did this help you?
45
Replacing only the front suspension as recommended by a mechanic.
Did this help you?
46
Waiting out the current lease until it ends
Did this help you?
47
Shopping around for lower loan rates at a credit union
Did this help you?
48
Checking vehicle trade-in and buyout values on platforms like Carvana
Did this help you?
49
Negotiating a lower out-the-door price with the dealer
Did this help you?
50
Passing on the vehicle and looking for alternative brands or better-sorted models
Did this help you?
51
Negotiating a lower purchase price to offset expected repair costs
Did this help you?
52
Buying the vehicle with the intent to learn automotive repair while driving it
Did this help you?
53
reallocating monthly cash from brokerage investments into a car lease
Did this help you?
54
choosing to buy the car based entirely on personal preference given a high income
Did this help you?
55
Considering hiring a buyer's agent to look for other options
Did this help you?
56
Considering buying the current rental home and fixing it up over time
Did this help you?
57
Walking away from the purchase entirely
Did this help you?
58
Applying general rules of thumb such as spending no more than half your annual salary or targeting specific monthly expenses
Did this help you?
59
Shopping around based on local market pricing trends for reliable models like Civics, Corollas, and Mazdas
Did this help you?
60
Buying a fully functioning used car instead
Did this help you?
61
Doing the repair work independently
Did this help you?
62
Negotiating a much lower price ceiling
Did this help you?
63
Looking at the used EV market to take advantage of rapid depreciation
Did this help you?
64
Sticking with a gas car or evaluating hybrids if home charging is unavailable
Did this help you?
65
Using Uber or Lyft for the late-night commute
Did this help you?
66
Taking the night bus despite safety concerns
Did this help you?
67
Riding a bike, e-bike, or e-scooter
Did this help you?
68
Carpooling or paying coworkers for rides
Did this help you?
69
continuing to rent indefinitely
Did this help you?
70
waiting for a large windfall or massive down payment savings
Did this help you?
71
delaying home purchases until market conditions improve
Did this help you?
72
continuing to drive an old high-mileage vehicle until it dies
Did this help you?
73
waiting until a vehicle emergency forces an immediate replacement
Did this help you?
74
Having a third-party mechanic inspect the vehicle before purchase
Did this help you?
75
Checking with insurance providers beforehand to see if coverage is available
Did this help you?
76
Planning to drive the car into the ground rather than trying to resell it
Did this help you?
77
Looking for older vehicles or alternative listings instead
Did this help you?
78
Consulting online forums like Reddit for peer experiences
Did this help you?
79
Comparing advice from mechanics against community consensus
Did this help you?
80
Getting a pre-purchase inspection from a dealership or mechanic
Did this help you?
81
Applying Cosmoline Black
Did this help you?
82
comparing monthly loan payments and MSRP costs for new models versus looking into 2 to 5 year old used vehicles
Did this help you?
83
evaluating monthly budget allocations to see if a higher car payment fits alongside rent, utilities, and daily living expenses
Did this help you?
84
Asking mechanics and dealership technicians for insider views on reliability and expected failure points
Did this help you?
85
Calling up dealerships to ask about maintenance schedules, frequency, and estimated service costs
Did this help you?
86
Buying a cheaper or gently used car
Did this help you?
87
Paying cash instead of financing
Did this help you?
88
Looking into electric vehicles with home charging options
Did this help you?
89
riding a bicycle to work
Did this help you?
90
renting a car for getaways, weekends, or specific trips
Did this help you?
91
using public transit or walking
Did this help you?
92
driving to inspect the vehicle in person
Did this help you?
93
asking for community input on forum posts based on photos
Did this help you?
94
Putting the estimated monthly car costs into a high-yield savings account for a few months as a test
Did this help you?
95
Renting a car or using rideshares only when necessary
Did this help you?
96
Buying an older, reliable used car and learning to do the maintenance yourself
Did this help you?
97
Prioritizing building a 6-month emergency fund before taking on vehicle debt
Did this help you?
98
Buying a cheaper, older vehicle for cash
Did this help you?
99
Applying the 20/3/8 rule to gauge car affordability
Did this help you?
100
choosing a more practical minivan over an SUV
Did this help you?
101
taking the family to an auto show to test capacity before buying
Did this help you?

Tried another approach not listed above?+ Share your workaround ↑

In their words

Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.

r/AskMechanics13 people · September 2026 – October 2026

“All I know about cars is they go brum brum and get me from point A to point B quickly while keeping me warm and dry. So I don't feel like I can make a confident decision.”source ↗

“I would like to not make a very expensive mistake! Can you guys please give me your view on this?”source ↗

Mobile-Ad8583 · r/AskMechanics · 11 upvotes

“I am starting to look for a car and with how rough the market is- desperate times call for desperate measures. I have been looking at a few cars with rebuilt titles.”source ↗

Affectionate-Web5129 · r/AskMechanics · 4 upvotes

“Often you can't insure them (my policy won't touch them), and if you can it's liability only.”source ↗

No_Parsnip6024 · r/AskMechanics · 4 upvotes

“Its in really good condition but the seller is saying it needs a new head gasket to run and also needs to be towed? Is it worth buying and fixing or is she asking for too much at this point? Prius has 200k miles”source ↗

MarinCowboy · r/AskMechanics · 3 upvotes

“Do I take the risk?”source ↗

WorkTravelDream · r/AskMechanics · 1 upvotes

“I'm looking for an SUV. As a relatively new driver, I need better winter performance and more space than my Civic currently offers.”source ↗

“Most of the affordable options have over 60,000 km, meaning the factory warranty will end soon.”source ↗

“However, I'm concerned about Hyundai's history with recalls. I would appreciate any advice”source ↗

NumerousMacaroon532 · r/AskMechanics · 1 upvotes

“I’ve also seen people say plastic ramps can crack or fail, and that has me wondering if I should invest in a good floor jack and jack stands for extra safety and future maintenance.”source ↗

“I’m frugal, but I don’t want to cheap out on safety. I’m trying to figure out whether ramps are fine for now, or whether a proper jack and stands are worth buying before I start doing more maintenance myself.”source ↗

Orion_Oregon · r/AskMechanics · 1 upvotes

“i’ve been thinking of trading or selling my 2012 CRV for a 2014 Prius v Wagon I’ve seen nearby, mostly for fuel mileage since I drive ~80 miles a day round trip for work.”source ↗

“Im just wondering, would it be worth it to make the change or should I just stick with what I got?”source ↗

ExuberantRiceCake · r/AskMechanics · 1 upvotes

“During the inspection they found the rust shown above.”source ↗

“Should I consider this a dealbreaker?”source ↗

Salty-Onigiri · r/AskMechanics · 1 upvotes

“Hi all, my partner and I are trying to decide between two SUVs and would love some input from mechanics!!”source ↗

“We're both in grad school so our biggest priority is keeping maintenance and repair costs low over the long run and want something we can drive for years without surprise bills.”source ↗

egginthesetimes · r/AskMechanics · 1 upvotes

“not sure about the rust. Im in the midwest so I know some is inevitable and its hard to tell because a use of the coating but wanted some input before i make the two hour drive to poke at it.”source ↗

Substantial_Emu8397 · r/AskMechanics · 1 upvotes

“what's up with square holes in the rocker? That'd steer me away...”source ↗

IllustriousYam6973 · r/AskMechanics · 1 upvotes

“Considering purchasing but still on the fence.”source ↗

“Am I opening a can of worms or do you figure she’s a decent “drive it till the wheels fall off” rig”source ↗

seneighto · r/AskMechanics

r/personalfinance41 people · September 2026 – October 2026

“I make 100k/yr, no debt, no savings either. Just got out from grad school. Didn’t have a car for last 5 years, now drive a 2005 Suburu. That my company gave me for free(I just pay for gas) untill August 2027. Now i want to buy a vehicle before next August. I always wanted to buy a truck. Should I buy a truck with $60-70k? Or buy a used 4 runner within 20k? or even go less within 10k?”source ↗

Sadidalamaz · r/personalfinance · 11 upvotes

“Because of this, I am in a predicament where I could either buy a car or use Uber to get home.”source ↗

“I am between these two decisions as I feel like purchasing a car would be a long term benefit.”source ↗

“I could also continue taking the bus, but it doesn’t feel sustainable as I always need to be on extreme high alert.”source ↗

Defiant_Ad_3036 · r/personalfinance · 7 upvotes

“I’m having a hard time justifying the purchase even though I know it would provide me with a lot of joy and utility.”source ↗

eeeeeee · r/personalfinance · 7 upvotes

“Hi, I have just realized that this is a debate. According to you guys, what is cheaper between leasing a “cheap” new car or buying a good example but older car?”source ↗

useresu2111 · r/personalfinance · 4 upvotes

“I am ok with getting a used car, but I also see people saying the market is bad right now. Is that really true? I am willing to buy used if its a smarter choice and new if it doesnt matter right now.”source ↗

TheSnackbarGuy · r/personalfinance · 4 upvotes

“I’m very uneasy with how the economy has been shaking out, and I’m wondering if I should table the dream of home ownership until I see how the markets figure themselves out”source ↗

“getting a mortgage at this stage with home prices as high as they are in combination with higher interest rates makes me think that home ownership could be a potential albatross around my neck”source ↗

“Would it be prudent to just continue to rent for the foreseeable future until I have an obscene amount for a down payment”source ↗

MarsSecRadioCheck · r/personalfinance · 2 upvotes

“Sometimes people are looking at a 10 year old Kia, or 10 year old Subaru, and wonder "well is this going to be cheaper than if I lease a new base model?" and that's when it all gets very muddy, very quickly.”source ↗

How_Do_You_Crash · r/personalfinance · 1 upvotes

“I was just having this debate on another subreddit with a dude who claimed he bought a 3k used car and had to spend 14k changing the engine, transmission and suspension, therefore used cars were bad and leasing was the smart move 😅”source ↗

useresu2111 · r/personalfinance · 1 upvotes

“My truck is a 2019 and I am only looking for a new one because I am exceeding the capabilities of my current one and don’t want to break it and have no truck.”source ↗

mellome1942 · r/personalfinance · 1 upvotes

“Am I an idiot or does this look ok on paper?”source ↗

Southern_Actuator442 · r/personalfinance · 1 upvotes

“Is it a good financial decision? No”source ↗

MarcableFluke · r/personalfinance · 1 upvotes

“You can afford the car, but it would be a bad decision.”source ↗

wickedkittylitter · r/personalfinance · 1 upvotes

“Tbh I just needed someone to tell me that. Haha I’ve been having the itch to get something newer. This could hinder my financial progress a lot. Maybe I just needed to hear it from somebody.”source ↗

PlentyResearcher5740 · r/personalfinance · 1 upvotes

“I’ve been going back and forth for months on this and I can’t seem to make a decision.”source ↗

_cnz_ · r/personalfinance · 1 upvotes

“I’m quite risk adverse and have been scammed a few times by mechanics. I’m worried about being able to discern a good deal if I go th private party route”source ↗

_cnz_ · r/personalfinance · 1 upvotes

“I have $13.5k invested in VOO/emergency fund (I know that’s not ideal), that’s majority all the money I have to my name, about $800 in the checking”source ↗

TheRealCVDY · r/personalfinance · 1 upvotes

“7.5% interest what the fuck is that. No don't buy the car at that rate.”source ↗

CumAcneTreatment · r/personalfinance · 1 upvotes

“It’s true the price gap between new and used isn’t as significant as it was in the pre-COVID days….but there is still practical savings in a 3-4 year old pre owned vehicle”source ↗

buffinita · r/personalfinance · 1 upvotes

“It depends on location. I'm looking to buy a Toyota Corolla Hybrid and below are the prices where I live. It makes no sense to get the used option.”source ↗

habudacavada · r/personalfinance · 1 upvotes

“Whatever car you have is fucked. You're paying $600 a month, plus $3,000-$4,000 on maintenance a year? It seems you bought something you can't afford or wasn't worth the price you paid.”source ↗

WhirlWindBoy7 · r/personalfinance · 1 upvotes

“This is why I’m looking now- don’t want to have to panic buy. Search cost is real!”source ↗

eeeeeee · r/personalfinance · 1 upvotes

“I’m really on the fence about whether I should buy used or new.”source ↗

“Or should I just buy used?? And if so- what’s a good price for a used Toyota? I really don’t know much about cars- I really just want a nice, reliable daily driver for cheap.”source ↗

Waste_Computer8120 · r/personalfinance · 1 upvotes

“I’m just wondering if it’s a smart decision for me to pay $350 a month on a 60 month loan.”source ↗

Waste_Computer8120 · r/personalfinance · 1 upvotes

“Do you actually want that car or are you just letting your parents dictate your choices?”source ↗

jamesstansel · r/personalfinance · 1 upvotes

“Think of a car as a long term commitment. Like a baby you can't just take back to the hospital and swap.”source ↗

AvocadoBeforeToast · r/personalfinance · 1 upvotes

“AAA's current analysis puts the average cost of owning and operating a new vehicle at about $12,863 a year, or nearly $1,072 a month.”source ↗

marvistamsp · r/personalfinance · 1 upvotes

“Cars cost too much, and you don't need one?”source ↗

JoeRidesBikes · r/personalfinance · 1 upvotes

“Having spent too many hours of my life seeking parking spaces in major cities, I'm a huge fan of the freedom to get off the bus and go straight to where you are going without dealing with finding a place to put the car.”source ↗

vcbock · r/personalfinance · 1 upvotes

“i went car-free for a couple years and the savings were insane but the tradeoff is real when its pouring rain and the bus is 20 minutes late”source ↗

IcyEntertainer4064 · r/personalfinance · 1 upvotes

“As a previous truck owner unless you are a contractor or something that needs a truck they are not very practical. They're expensive bad on gas and everyone going to call you when they need help carrying something.”source ↗

ballinoutactrl · r/personalfinance · 1 upvotes

“I bought a used 2016 Toyota tundra for $11k. It was high mileage and a little beat up but it drives great. So glad I didn’t opt for a brand new one, no way it would’ve been worth the difference in cost vs my used one.”source ↗

Vegetable_Trainer972 · r/personalfinance · 1 upvotes

“What do you guys think about this situation? Do you think its a good idea to look at a newer car now?”source ↗

“Im just thinking if its a smart idea, thats all.”source ↗

“Would love to hear you guys' opinion.”source ↗

YEEKA_ · r/personalfinance

“I currently own a 2018 audi a4 with about 130k miles and i think that it is starting to go downhill.”source ↗

“I make about 30k a year and have about 75k in cash equivilent assets.”source ↗

“I really want a 2021 infinity q60 with about 50-60k miles.”source ↗

Similar-Ganache9863 · r/personalfinance

“I recently had the transmission start acting up on my 2011 Subaru Outback with 160k miles. Long story short it’s worth about $700 and repairs cost around $3000 (at minimum) so figured it’s a good (not really) time to get into the car market.”source ↗

“I want my car payment to stick around $200-300 a month, as I’ve never had a car payment and don’t want anything high. To get to this rate, I would need to put down around $10k, which, as a 25 year old, would mean surrendering about half of my savings, which I don’t want to do.”source ↗

“So, looking deeper into it, I came across leases. I know that Reddit is pretty anti lease, but for my situation, it seemed like it kinda made sense?”source ↗

warssamu · r/personalfinance

“Can i afford a new car or should i drive the audi into the ground and keep paying for maintenance on it.”source ↗

“Plz help i always stress out about my financial situation and need some support.”source ↗

Similar-Ganache9863 · r/personalfinance

“I am getting close to paying off my truck ( purchased in 2024) and am looking for something a little newer. What would you say is a comfortable price range for a monthly payment I should shop for?”source ↗

mellome1942 · r/personalfinance

“I really do not know if I should make a purchase this big at this moment.”source ↗

Far_Performance_8949 · r/personalfinance

“I’m 20(male) and I can’t decide if I should save for an apartment that I’m planning to move early next year or invest in a newer car.”source ↗

R2xefx · r/personalfinance

“i already invested 500/600 euro on it on prevoius repair (yes its a lemon and im stupid).”source ↗

a_guy_on-reddit · r/personalfinance

“Not sure what I should do I’m trying to build my assets and set myself up”source ↗

AfterTheme5933 · r/personalfinance

“I currently drive a paid off 2013 Corolla and it’s been great to me. Honestly I have no justifiable reason to get rid of it but I do want to treat myself a bit. Just trying to weight the pros and cons of this situation.”source ↗

PlentyResearcher5740 · r/personalfinance

“Should I take it or wait out my lease until June?”source ↗

TheRealCVDY · r/personalfinance

“What are some budgetary guidelines to keep in mind for how much car I can get?”source ↗

Ok_Rent_2937 · r/personalfinance

“First-time homebuyer trying to decide if I should move forward with home purchase or if I'm being too hasty.”source ↗

“My rental leaves me with $1200/mo after all luxuries, expenses, etc. Buying this house leaves me with $500/mo instead.”source ↗

“The seller is honestly pushy to the point where I debate just not bothering any further due to their behavior.”source ↗

“I'm a first-time homebuyer who has never dealt with this process before.”source ↗

-LuciditySam- · r/personalfinance

“As someone who routinely drives about 16,000-19,000 miles per year and recent gas prices (that are only going to keep going) in addition to servicing and oil changes getting more expensive, I am considering switching to an EV.”source ↗

“Looking to hear insight on whether this is worthwhile for doing given my situation and how costly my current ownership vehicle is.”source ↗

Cardiology_Nurse · r/personalfinance

“While I really want a car, am I stupid buying such an expensive one?”source ↗

“Should I finance or pay it off?”source ↗

Analyst-man · r/personalfinance

“I'd mainly want one for weekends, going out, road trips, etc.”source ↗

“Basically, how much car would you guys realistically buy in my situation?”source ↗

Thick_Strain1946 · r/personalfinance

“I am torn between getting a car vs no car. I like the feeling of convenience, freedom to go anywhere without waiting for the bus to arrive, but I like also the feeling of having financial freedom where I can buy any clothes I want, food, sometimes travel, and most of all save money.”source ↗

TheExplorer2025 · r/personalfinance

“I am not sure I want to put so much into the expedition max.”source ↗

“Anyone have regrets spending a lot on a vehicle if they can afford it?”source ↗

Spread_loveXo · r/personalfinance

r/MechanicAdvice3 people · September 2026

“So I have a 2010 make 1.8G Toyota Corolla Altis Petrol Manual, which has done around 83,000Kilometres. I’ve been noticing that the suspension of the car has really gone bad so I took it to the mechanic and he showed me these pics of the car saying the whole suspension assembly needs to be changed.”source ↗

“Contrary to it I feel that changing the front and not rear might cause a dis balance in the car which may lead to bad traction and control.”source ↗

“Is my whole shock absorber / Strut assembly needs to be changed or I’m good with only changing the upper and lower spring mount bearings and does one need to change all four(front and rear) .”source ↗

Wonderful_Yogurt_912 · r/MechanicAdvice · 6 upvotes

“Today (60 miles in) check engine light came on. Had it read and it was p0700 and p0601.”source ↗

“As is driving it jolted very hard and went into limp mode.”source ↗

“Being two days in, I have the chance to tell them Monday I went try return it or exchange it as I have seven days.”source ↗

“Anyone’s thoughts? Return? Risk keeping it and this was a fluke?”source ↗

iaguy1987 · r/MechanicAdvice · 1 upvotes

“Do I take the risk?”source ↗

WorkTravelDream · r/MechanicAdvice

r/smallbusiness1 person · September 2026

“Im in the UK, i'm a self employed cleaner who is also doing some agency work which isn't going to last much longer.”source ↗

Hear_God · r/smallbusiness · 1 upvotes

“I would like to know if I could scale my small business by getting a car or if I would be wasting money until I have more reliable customer base.”source ↗

Hear_God · r/smallbusiness · 1 upvotes

“Does having a car increase your chances of getting work. Is it worth all the extra expenses, buying, insurance and upkeep of a car or do i just keep going.”source ↗

Hear_God · r/smallbusiness