What people keep running into with mortgages
Complaints tagged mortgages, each raised by more than one person. One-off posts are not included.
3 recurring problems · 11 people · 3 forums we read
Raised more than once
Most people first.
- 5How to keep the house and split equity in a divorceDividing a shared home and mortgage during a divorce requires deciding whether to refinance the loan in one spouse's name or sell the property to split the equity. Trying to hold onto a low-rate mortgage or defer the sale for children can clash with a judge's rulings and complicate the financial settlement.
- 4How to make extra loan payments go to principalLenders often default extra funds as advance payments for future installments rather than applying them directly to the principal balance. This prevents borrowers from reducing their overall debt faster and forces them to manually contact customer service to ensure the money is allocated correctly.
- 2How to buy a house with family without getting trappedBuying a home jointly with family members while facing pressure to take on massive debt for their desires makes it difficult to secure your own space and financial independence. This leaves you torn between helping relatives out of a difficult housing situation and protecting yourself from being dragged into a loan you cannot comfortably afford.
Comes up alongside
Topics that keep appearing on the same problems — not topics with similar names.