Which debit card should I get for my kids?
Parents looking to set up a debit card for their children often struggle to compare options like Greenlight and Acorns, especially given subscription fees and deciding the right age to start. Without clear peer experiences, it is hard to know whether these paid apps are worth it or if a simple checking account is better.
What people tried
Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.
- 1Using traditional ATM or joint checking accounts from local credit unions or major banks like Capital One and Chase
- 2Using traditional bank teen checking accounts (e.g., Capital One Teen account)
- 3Using credit union accounts partnered with management services like Greenlight
- 4Setting up automated allowances instead of using chore-tracking features
In their words
Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.
“I am a little delayed in starting this but I want to open a checking account for my 15 year old.”source ↗
“I cancelled the subscription after a few months. It is now past time for me getting her a card though and I’m wondering if I’m missing out on trying Greenlight again and would love to hear your opinions and advice.”source ↗
“We're thinking of getting our kids a kid debit card to manage allowance and teach personal finance. Anyone have experience with Greenlight MasterCard vs Acorn Visa? Thanks!”source ↗
Where this came up
People with this problem also raised
- 4How to get your first credit card with no credit history
- 2How do I choose between multiple credit cards?
- 2Which US business bank account and suppliers should I use for a new LLC?
- 8How do I choose a school for my young child?
- 5How to find a simple all-in-one bank and brokerage
- 2How to switch schools in the middle of the school year