Said It Here

Which debit card should I get for my kids?

Parents looking to set up a debit card for their children often struggle to compare options like Greenlight and Acorns, especially given subscription fees and deciding the right age to start. Without clear peer experiences, it is hard to know whether these paid apps are worth it or if a simple checking account is better.

Overview
People affected2 accounts across 2 forums
Workarounds found4 items attempted
Community agreement2 total upvotes

What people tried

Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.

Found another way around this?

Share your steps and trade-offs so fellow engineers don't have to reinvent the wheel. No account required.

  1. 1
    Using traditional ATM or joint checking accounts from local credit unions or major banks like Capital One and Chase
    Did this help you?
  2. 2
    Using traditional bank teen checking accounts (e.g., Capital One Teen account)
    Did this help you?
  3. 3
    Using credit union accounts partnered with management services like Greenlight
    Did this help you?
  4. 4
    Setting up automated allowances instead of using chore-tracking features
    Did this help you?
Tried another approach not listed above?+ Share your workaround ↑

In their words

Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.

r/Parenting1 person · September 2026

“I am a little delayed in starting this but I want to open a checking account for my 15 year old.”source ↗

“I cancelled the subscription after a few months. It is now past time for me getting her a card though and I’m wondering if I’m missing out on trying Greenlight again and would love to hear your opinions and advice.”source ↗

Kwellies · r/Parenting · 4 upvotes
r/personalfinance1 person · September 2026

“We're thinking of getting our kids a kid debit card to manage allowance and teach personal finance. Anyone have experience with Greenlight MasterCard vs Acorn Visa? Thanks!”source ↗

MuchCat3606 · r/personalfinance

Where this came up

People with this problem also raised