Which US business bank account and suppliers should I use for a new LLC?
New LLC owners struggle to find reliable US suppliers and vetted business bank accounts beyond marketing claims. Without transparent day-to-day specifics and real-world recommendations, it is difficult to choose between options like Mercury or evaluate the actual value of supplier platforms.
What people tried
Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.
Found another way around this?
Share your steps and trade-offs so fellow engineers don't have to reinvent the wheel. No account required.
- 1Searching for recommendations on forumsDid this help you?
- 2Asking online communities for real-world examples and day-to-day use cases instead of trusting landing page promises.Did this help you?
- 3Asking online communities for personal experiences and alternative recommendationsDid this help you?
- 4Skipping fintech apps and choosing banks offering the highest yield with no hoopsDid this help you?
- 5Using platforms that let you set up multiple sub-account buckets under one accountDid this help you?
- 6Putting long-term cash into money market funds through a brokerage insteadDid this help you?
- 7Choosing accounts based on direct software integrations with bookkeeping and tech stack toolsDid this help you?
In their words
Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.
“There are so many options and I genuinely don't know where to start. Every fintech looks the same on the surface. What do people actually use, and what made you pick it over everything else?”source ↗
“I'm planning to start an online business and I need a checking account and a payment processor. It looks like they offer a lot of services for small business, plus it says it's a free checking account. Looking for what your experience has been with them and also for other suggestions.”source ↗
“Every platform claims to save you time and money but I never see specifics. What do you actually get day today, from yours? Curious if anyone has real examples, not just landing page promises.”source ↗
“Which suppliers Are the Best from the US-supplier market or Which do you recommend? And i also registered my LLC and now waiting for the EIN from IRS and Which US Business Bank Account is very good is it Like Mercury?”source ↗
Where this came up
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