Said It Here

How to deal with a family member who constantly complains about money

This dynamic typically happens because the person wants a sympathetic listener rather than actual financial solutions, while continuing to spend money on frivolous things. Absorbing endless complaints about being broke while they ignore advice leads to exhaustion and resentment.

Overview
People affected2 accounts across 1 forum
Workarounds found5 items attempted
Community agreement10 total upvotes

What people tried

Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.

Found another way around this?

Share your steps and trade-offs so fellow engineers don't have to reinvent the wheel. No account required.

  1. 1
    ignoring them and not engaging in the topic
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  2. 2
    setting boundaries and telling them you prefer not to discuss money issues
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  3. 3
    laughing internally and letting it go
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  4. 4
    asking if they want a solution or just someone to listen
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  5. 5
    pulling away a bit from the relationship
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Tried another approach not listed above?+ Share your workaround ↑

In their words

Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.

r/personalfinance2 people · September 2026

“I realize that they are never going to listen to me and I am tired of nonstop complaints about not having money while in the same breath telling me about how they are spending money on frivolous things.”source ↗

“Anyone else have a family member or friend like this and what did you do?”source ↗

claudiatiedemann · r/personalfinance · 9 upvotes

“My sister is like this also. You'll have to ask her if she wants a solution or just someone to listen.”source ↗

Beneficial-Rent-9663 · r/personalfinance · 1 upvotes

Where this came up

People with this problem also raised