When does hiring a financial advisor actually make sense?

What people tried

Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.

1. 1
   Managing investments independently as a DIY investor
2. 2
   Using a robo-advisor for lower-cost automated management
3. 3
   Consulting a fee-only, fiduciary financial planner for a one-time sanity check
4. 4
   consulting an attorney or mediator for a post-nuptial agreement
5. 5
   working with a marriage counselor or financial therapist
6. 6
   hiring a fee-only certified financial planner who offers hourly planning
7. 7
   discussing and negotiating a joint budget or single-pot money system directly with the spouse

In their words

Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.