Said It Here

Living alone vs sharing an apartment to save money

Recent graduates face a dilemma between paying more for the independence and peace of living alone or sharing accommodation to save aggressively and avoid debt. This conflict creates intense pressure because while sharing lowers housing costs, it forces people to tolerate living arrangements they are not enthusiastic about just to keep up with their peers.

What people tried

Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.

  1. 1
    Vetting flatmates beforehand or choosing shared flats with only one or two other people
  2. 2
    Living alone despite the higher cost to prioritize personal space and comfort
  3. 3
    Staying with friends temporarily
  4. 4
    Finding a roommate until debt is paid off

In their words

Unedited, most upvoted first, each linked to the thread it came from.

I’m a recent graduate, so part of me feels like this is exactly the stage of life when I should tolerate sharing, save aggressively, and avoid spending more than necessary on housing.source ↗

Sharing isn’t something I’m particularly enthusiastic about and I’d mainly be doing it to save more.source ↗

Almost everyone I know of my age or in my position is sharing accommodation, which makes me wonder if I am making a bad financial decision just because I prefer living alone.source ↗

CSDeg · r/personalfinance · 5 upvotes

I’m confused whether or not to share an apartment again with someone.source ↗

I’m not sure what to do. And also a fomo of when can I live alone if not now.source ↗

BeatZealousideal745 · r/personalfinance · 1 upvotes

Do you value independence or being debt free?source ↗

crispix_and_oj · r/personalfinance · 1 upvotes

Where this came up

People with this problem also raised