Said It Here

How to add Klarna to a US Shopify store

US Shopify Payments does not natively offer Klarna, preventing US stores from directly serving German and Austrian shoppers who rely on it. Merchants have to bypass Shopify Payments and add Klarna through third-party payment integrations instead. Even then, some store owners warn that Klarna's high processing fees might make the workaround not worth the trouble.

Overview
People affected3 accounts across 1 forum
Workarounds found6 items attempted
Community agreement14 total upvotes

What people tried

Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.

Found another way around this?

Share your steps and trade-offs so fellow engineers don't have to reinvent the wheel. No account required.

  1. 1
    Keeping the EU entity purely to process EU payments via Shopify Payments
    Did this help you?
  2. 2
    Using a Merchant of Record like Shopify Managed Markets or Global-e
    Did this help you?
  3. 3
    Opening a direct Klarna merchant account and connecting it via a third-party gateway
    Did this help you?
  4. 4
    Running a separate expansion store specifically for the DACH region
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  5. 5
    Using the e-commerce platform's native installment payment features instead
    Did this help you?
  6. 6
    Waiting for the third-party payment provider to release a native integration
    Did this help you?
Tried another approach not listed above?+ Share your workaround ↑

In their words

Unedited, grouped by where they were said, most upvoted first within each place, each linked to the thread it came from.

r/shopify3 people · October 2026 – November 2026

“We run a Shopify store selling in EUR to Germany and Austria, doing around 90 orders a day. Right now Shopify Payments is on an EU entity, and Klarna is huge for us: about 40% of our payments go through Klarna and other local methods.”source ↗

“We want to move Shopify Payments to our US LLC (Wyoming), but from what I see, US Shopify Payments doesn't offer Klarna to German or Austrian shoppers. Losing it would hurt our conversion badly, especially before Black Friday.”source ↗

ejtatapoikka · r/shopify · 10 upvotes

“I had several clients asking for Klarna but is it worth the trouble to install it? If so, how did you manage to install klarna in your US store?”source ↗

Optimal_Marzipan_875 · r/shopify · 2 upvotes

“From what I saw it is a little trouble since the Klarna app is not available in the US shopify so I would have to add through other payment integrations…”source ↗

Optimal_Marzipan_875 · r/shopify · 1 upvotes

“We turned it off due to their high processing fees. It's not worth it. 😬”source ↗

manofcards · r/shopify · 1 upvotes

Where this came up

People with this problem also raised