Said It Here

Clients who ghost after you finish the work and don't pay

Clients frequently go silent or ignore follow-up messages after you complete a project, leaving you unpaid for your remaining balance. This behavior makes it impossible to collect what you are owed and forces you to chase payments while being ignored.

What people tried

Every workaround mentioned in the threads below. We haven’t tested any of them — and nobody here is claiming they worked.

  1. 1
    Collecting 100 percent of payment up front for projects under $5,000
  2. 2
    Taking the client's website down until payment is received
  3. 3
    Sending a statement and stopping all work until paid in full
  4. 4
    Adding late payment clauses and charging late fees
  5. 5
    Sending every single piece of signed delivery proof
  6. 6
    Attempting to get inconsistent, smaller payments of 3.6k to 7k
  7. 7
    Considering asking for a lump sum or setting up a payment schedule
  8. 8
    Filing a mechanics lien on the property
  9. 9
    Hiring a collections lawyer or collection agency
  10. 10
    Sending a formal demand letter
  11. 11
    Using progress billing and large upfront deposits for future projects
  12. 12
    signing the client up for annoying newsletters
  13. 13
    letting the debt go and writing it off
  14. 14
    filing in small claims court
  15. 15
    sending the debt to a collections agency
  16. 16
    withholding or revoking access to the completed work
  17. 17
    Taking the legal route through small claims court
  18. 18
    Waiting until the entire job is finished before demanding payment
  19. 19
    Sending payment links multiple times via Stripe
  20. 20
    raising the issue publicly
  21. 21
    making multiple follow-up attempts across various contacts
  22. 22
    citing published vendor rules of engagement to demand proper department contact

In their words

Unedited, most upvoted first, each linked to the thread it came from.

As the title says, I took over the billing for my in-laws family company, that does state-wide pallet recycling. I took the job June 2025, and helped my MIL with billing, mainly sending out invoices and input of payments through QBO. Immediately, I noticed there was an account that had a $198K balance, starting from 2022.source ↗

The kicker is, is that the owner (my FIL), does not know about the balance (don't even get me started) and my MIL refuses to tell him, which is why we can't hack an accoutant. She wanted to just void out all of the invoices, take a massive loss, and start from scratch, which is just crazy to me. I have no idea what to do.source ↗

I'm at such a loss, this is above my pay grade, tbh, but it is my current hurdle.source ↗

ComprehensiveTutor63 · r/smallbusiness · 658 upvotes

Final invoice $14,200. Then nothing. Two months of nothing. Polite emails, then less polite emails, then calls, then a text that got read and not answered.source ↗

Everyone says take them to court. And I keep nodding and going home and not doing it, and I want to be honest about why. It's a week of my life I don't have. It's lawyer money spent to chase money I'm already owed, which feels insane. And there's a version where I win and they still don't pay, and I've spent $3k to get a piece of paper that says I'm right.source ↗

Meanwhile the $14k is the difference between me being fine this quarter and not being fine.source ↗

Never been stiffed this badly and I don't want to handle it stupidly.source ↗

Live-Purpose-641 · r/smallbusiness · 609 upvotes

She said that she'd pay me the remaining $500 on Monday, which would have been August 25th. Well, Monday came and went and I didn't hear from her.source ↗

She did not even respond to me but continued to actively promote her business on social media.source ↗

She messaged me back immediately this time except she didn't acknowledge her lack of communication or my request for payment and instead asked a technical question.source ↗

ChaosAnalyst · r/freelance · 179 upvotes

I have a former client who owes me less than $500 and is now ghosting my requests for payment.source ↗

rasta-ragamuffin · r/freelance · 60 upvotes

Client that hasn't paid me for around 5 weeks of bookkeeping. I made a stripe for him and have sent it multiple times but he just ignores the link.source ↗

XPSDuck · r/Accounting · 48 upvotes

Where do I stand, can anyone help? It’s around £2400 they are due.source ↗

what can I do? Does it have to be a small claims court route? HELPsource ↗

ZealousidealAioli354 · r/smallbusiness · 2 upvotes

Yeah have been facing the same issue with this one dude who owes me around 500 ish dollars.source ↗

PrithviDSheela · r/freelance · 1 upvotes

Yes, I have all that but the business owner is not responding to my emails. He knows I'm unlikely to take him to court for such a small amount. It just pisses me off to be taken advantage of that way, especially since I know he is wealthy and he knows I'm struggling to get by.source ↗

rasta-ragamuffin · r/freelance · 1 upvotes

The invoice is now 53 days outstanding.source ↗

Between August 28 and September 5, I made six follow-up attempts to five Experian contacts, including my point person, members of the ERG team, and the person who signed the agreement. I received no response until I raised the issue publicly.source ↗

I have also requested direct contact with Accounts Payable, but Experian has refused to connect me with them.source ↗

Why am I still waiting for a check 55 days after payment was due?source ↗

TafiqsPhysiques · r/smallbusiness · 1 upvotes

Big businesses routinely delay payments beyond agreed upon timelines, this is normal. That doesn’t make it right, but it’s normal.source ↗

InigoMontoya313 · r/smallbusiness · 1 upvotes

Where this came up

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